Why invest in Target Date/Life Cycle
Life Cycle or Target date Funds , are structured in such a way that, the funds asset allocation becomes more conservative as time progresses. Initially the investment is made in more riskier assets ( stocks) and as the target date approaches the portfolio holds safer assets like bonds. All of this is done without the investor needing to make any changes. The investors can target a specific year, an or a specific goal. It is a simplistic approach, one size fits all.
Key indicators to consider before investing
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